Kiva is my Ice Breaker

A few years ago a friend pointed me to

It’s a micro-finance non-profit organization with a mission to connect people through lending to alleviate poverty. For as little as $25, you can lend money alongside others to help people around the globe.

You choose the people, businesses, goals, hopes, and dreams to support. The sacrifice is small, with the potential for huge returns in the lives of the recipients.

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